Car4Loan gives you fast, reliable loans secured by your car or bus — held safely in our facility while you access the funds you need to move your life forward.
Car4Loan is Powered by Cyrank Global Services — a fully Licensed Money Lender operating under Nigerian financial regulations.
Car4Loan was founded with a simple but powerful idea: Nigerians who own vehicles should be able to access real liquidity quickly — without selling their asset permanently and without the bureaucratic delays of traditional banking.
We are powered by Cyrank Global Services, a licensed money lender operating under Nigerian financial law. Our model is straightforward: you surrender your vehicle as physical collateral, we disburse your loan within 24 hours, and you redeem your vehicle the moment you repay in full.
We currently operate from six offices across Nigeria — Abuja (FCT), Lagos, Anambra, Enugu, Asaba, and Port Harcourt — and are expanding rapidly to serve more Nigerians who deserve fast, transparent, and accountable lending.
Your vehicle is professionally secured in our own garage — not a third party.
Approval and disbursement within 24 hours of vehicle assessment.
All rates, fees, and terms are disclosed before you sign anything.
Licensed, regulated, and fully compliant with Nigerian financial law.
To democratise access to quick, asset-backed liquidity for everyday Nigerians — enabling them to solve urgent financial needs without the permanent loss of their most valuable asset.
To become Nigeria's most trusted vehicle-backed lending institution — expanding to every state and empowering millions of Nigerians to turn idle assets into working capital.
Car4Loan is operated by Cyrank Global Services, promoted by Okafor Frank Chukwudi, a duly licensed money lender under applicable Nigerian statutes. We are committed to full compliance with all financial regulations including CBN guidelines and the Money Laundering (Prevention & Prohibition) Act 2022.
From application to cash in hand — our straightforward process gets you funded fast with no unnecessary delays.
Fill our simple application form with your personal details, vehicle information, and the loan amount you need — takes less than 10 minutes.
Our team evaluates your vehicle's condition, value, and documentation to determine your eligible loan limit and applicable interest rate.
Your vehicle is physically collected and professionally secured in Car4Loan's own garage facility for the full duration of the loan agreement.
Your money is transferred to your account. Repay as agreed and your vehicle is returned to you promptly upon full and complete settlement.
We combine speed, security, and full transparency — backed by a licensed institution you can trust.
No endless paperwork or weeks of waiting. Our review process gets you an offer quickly after submitting your application and vehicle assessment.
Your car or bus is professionally stored in Car4Loan's secured, insured garage facility for the entire loan duration — safe, monitored, and well-maintained.
Our monthly interest rates range from 10% to 15% — determined by your profile and clearly stated upfront before you sign any agreement.
Choose monthly interest + capital repayments, or interest-only monthly with capital at the end of term — whichever works best for both parties.
Loans run for a maximum of 3 months, with a possible further 3-month extension granted at the sole discretion of Car4Loan management.
Car4Loan is powered by Cyrank Global Services — a fully licensed and regulated Nigerian money lender. Your assets are handled with complete legal accountability.
We believe in complete transparency. Below are the key terms governing all Car4Loan transactions — powered by Cyrank Global Services, a Licensed Money Lender.
Car4Loan is open to Nigerian residents who meet the following requirements. All applicants must be willing to surrender their vehicle for the full loan duration.
We accept private cars, commercial vehicles, buses, and minivans as collateral — as long as the vehicle title is clear and the condition meets our assessment criteria.
Walk into any of our four offices nationwide for in-person consultations, vehicle assessments, and loan processing assistance.
Complete your application in under 10 minutes. No obligation until you accept the offer.
Start My Application →Download the appropriate form below, print it, complete all fields and declarations, sign where indicated, then scan and email to cyrankglobalservices@gmail.com
Fill in the form below honestly and completely. Our team reviews every application personally and will contact you within 24 hours. Powered by Cyrank Global Services — a Licensed Money Lender.
Fields marked ✦ are required · Powered by Cyrank Global Services · All data is encrypted and secure.
Before filling this application, please confirm you are a real person. This protects our platform from automated submissions and ensures every application receives proper attention from our team.
Complete the CAPTCHA above to unlock the application form
Thank you for applying with Car4Loan. Our team will contact you within 24 hours to arrange a vehicle assessment and discuss next steps.
Powered by Cyrank Global Services — a Licensed Money Lender.
Reference ID:
📞 +234 812 611 3868 | +234 811 309 8116
This document is auto-populated from your application form above. It must be signed prior to loan disbursement. It becomes legally active only in the event of loan default and forfeiture.
This agreement must be witnessed by an independent adult who is not a party to this transaction. The witness confirms they observed the Seller sign this document voluntarily.
Have idle funds sitting in the bank earning little or nothing? Put your money to work. As a Car4Loan investor, your capital is deployed into vehicle-backed loans — secured by real physical assets — and you earn a guaranteed 4% interest every month.
Fill the investor form below with full personal, financial and identification details
We verify your identity, ID documents, utility bill and contact information
Source of funds review, AML screening, PEP checks and background assessment
Approved investors receive a signed Investment Agreement from Cyrank Global Services
Transfer funds, activate your investment and receive 4% monthly returns
Fields marked ✦ are required · All information is treated with utmost confidentiality · Powered by Cyrank Global Services
As part of our AML compliance and KYC obligations, we require all prospective investors to pass a human verification check before accessing this application form. This protects the integrity of our investment programme.
Complete the CAPTCHA above to access the investor application